| Feature | Buxfer | YNAB |
|---|---|---|
| Automation | Requires minimal manual effort. Supports automatic categorization and rules, which let you automate a variety of mundane tasks. | Requires lot of manual effort. Limited support for automatic categorization. |
| Budgeting | Offers flexible budgeting, allowing you to budget your way. | Rigid and inflexible. It's their way or the highway. |
| Forecasting | Forecasts your future spending, income and account balances based on your past spending data. | Not supported |
| Investments | Automatically syncs with your investment accounts and provides in-depth reporting for your holdings, portfolio, allocation and investment performance. | Not supported |
| Retirement Planning | Allows planning for retirement and other long term goals like buying a house, or your kids' education. | Not supported |
| Multiple Currencies | Full-fledged support for multiple currencies. | Not supported |
| Access Control | Allows sharing access to your account with your family or accountant. | Not supported |