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DETAILS
Security
To ensure a secure and hassle-free online experience while managing your money, Buxfer follows industry standard encryption techniques and best practices.
  • Any information you upload or share with our server is encrypted during transmission to prevent a third party from eavesdropping.
  • Buxfer uses industry leading security firms like Verisign, McAfee and Symantec to conduct rigorous daily security scans, comprising of dynamic port scanning, port-level network services vulnerability testing, and web application vulnerability testing.
  • Buxfer does not require you to share any personally identifiable information. You can manually import bank statements, if you don't wish to share your banking credentials.
  • If you choose to sync your accounts, your login information is not stored by Buxfer, but instead stored by our data aggregation partner -- Yodlee.*
  • You can't move your money in, out, or between any accounts you link to Buxfer.
* Exceptions apply.Learn more.
FAQs
Why do I need to enter my online banking username and password?
Your online banking username and password are needed if you wish to automatically sync your accounts with your banking institution. Unlike other hi-tech industries, the banking sector is a laggard and does not allow more secure ways of integration. So until banks get their act together, this is the only way for a software like Buxfer to get your data from your bank on your behalf.
Note that you can still use Buxfer without syncing your accounts. If you are wary of sharing your username/password, then you can still use Buxfer effectively by manually uploading bank statements. Learn more about uploading transactions.
Are my online banking username and password safe with you?
Your login information is not stored by Buxfer, but instead stored by our data aggregation partner, Yodlee. Once sent to Yodlee, Buxfer no longer has any access to your login information.*
Yodlee is a market leader in the financial technology industry, with a vast experience connecting to financial institutions. Through deep software and business integrations, Yodlee provides reliable and high quality aggregation of data from over 10,000 financial institutions all across the world. Yodlee adheres to leading financial industry practices for security, privacy, risk, and compliance management.
Yodlee banking platform disposes and tokenizes all credentials that are entered through the backend in a federally supervised method. As an FFIEC supervised Technology Service Provider, Yodlee follows the security and risk management standards required to engage with consumers and their financial data. Yodlee is supervised and examined by the OCC and all major banking regulators, and has undergone nearly 200 audits by financial institutions over a recent 24 month period. Yodlee is committed to its security infrastructure in the industry. Yodlee has been a leading provider of cloud-based financial technology services to global financial institutions and innovators for almost two decades. Yodlee's risk programs meet not only their expectations, but are also some of the most stringent security, privacy and compliance standards in the world.
* For a few institutions, with whom we have direct integrations, we will encrypt and store your login information in a secure, firewalled database. List of these institutions: KeyBank - Legacy, PayPal, Franklin-Somerset FCU (Skowhegan, ME), O Bee Credit Union, State Farm Bank, TD Bank (Legacy), Virginia Beach Schools FCU, Banco Bradesco, TD Bank - Business (Legacy), TD Bank - Credit Card (Legacy), Raiffeisen Bank (Hungary), Aon Hewitt, Activo Bank (Portugal), Paytm (Legacy), Freecharge Wallet (India), Alliance Plan!, Caixa Geral de DepĆ³sitos - CGD (Portugal), N26 Bank, Deutsche Kredit Bank - DKB (Germany), Zillow, Test Bank, Stripe (Payments Processor), Air Bank (CZ).
Do you store any private information in the transactions I upload?
For OFX/QFX files, we store the following fields:
  • TRNTYPE - transaction type
  • DTPOSTED - date on which transaction was posted
  • DTUSER - date on which transaction was initiated
  • TRNAMT - amount of the transaction
  • NAME - description
  • MEMO - additional description
  • CURDEF - currency
For QIF files, we store the following fields:
  • D - date on which transaction was posted
  • T - transaction amount
  • N - check number
  • P - description
  • M - memo (additional description)